'-(으)니' in Seung Ki Lee's song '지금부터 사랑해'

Question today comes from Tan in Malaysia.

I'm now trying to understand the song "지금부터 사랑해" by 이승기,
and of course.. I'm facing some problems. :( Please help!!!

"지금 와서 보니 추억도 많더라"

- I'm eager to know how to use "보니", I know "보다" means "to see", but I wonder its usage right here means:

→"looking back"??? as there is an "오다" [back] before it... OR,

→ the "보니" is actually a grammar point which indicates "After doing..., I found out that...", or only the "-니" is having this indication, not the whole "보니"?

Many thanks!

What's African-American in Korean? How's it different from 흑인?

Question today comes from K.B. Ansari about the term "African-American."

I was watching Korean television and I came across someone talking about black culture, hip-hop and so forth. I never knew of a way to say "black" in Korean (other than the color) and always used 아프리카 미국인. To see this other way caught my attention and I wanted to see if it has any other meanings behind it before I started to use it.

Does '흑인' mean anything else? I don't want to start referring to myself and say something degrading. Not to say that I believe it will, but just to be on the safe side.

정말 감사합니다! ^^